1. The applicant can prepare the basic information needed for the loan, and then bring his ID card, income certificate, asset certificate and other information to the offline construction bank to apply for the loan.

2. Users can go directly to the counter to find the staff to handle it. Then the user only needs to apply for a loan from the staff and submit relevant information.

3. The bank will review the information submitted by users, and will give a notice if it passes the review. After receiving the notice, users can directly handle related business according to relevant conditions.