Electronic password card. According to the regulations of Industrial and Commercial Bank of China, the electronic password card with the red sign of quasi-credit card is used by users when handling online banking business, and it is an electronic password card. The quasi-debit card of China Industrial and Commercial Bank is a credit card that can only be settled in RMB in People's Republic of China (PRC) (China). It has the functions of credit consumption transfer, settlement and cash deposit and withdrawal.