As one of the large joint-stock banks, China Everbright Bank can provide borrowers with a wide range of loan products. Among them, the sunshine loan of China Everbright Bank has attracted much attention. Here is an introduction to the application conditions of Everbright Bank's sunshine loan-free. According to what we have learned, the application conditions for Sunshine Free Loan of China Everbright Bank are relatively high, and borrowers need to meet five basic conditions. Details are as follows: 1, China nationality, aged 22 -60 years (the borrower of insurance loan is 22-55 years old; Provident fund consumer loans are 25-60 years old, and the loan will not exceed 60 years old when it expires); 2. Personal credit is good and there is no record of non-performing loans in the past; 3, a stable source of income, no credit loan balance in China Everbright Bank, and the ability to repay the loan principal and interest on time; 4. Friends who apply for insurance consumer loans buy "personal loan guarantee insurance" in the name of the borrower in the insurance company; 5. Requirements for applying for provident fund consumption loan: (1) The borrower is an on-the-job employee who has continuously paid the housing provident fund in the local area for 12 months; (2) The borrower has been paying for nearly 65,438+02 months continuously, and there is no abnormal situation such as default or deferred payment, and the current payment status is normal; (three) the individual monthly payment is not lower than that of 300 yuan, and the unit and individual payment is not lower than that of 600 yuan; (4) Other conditions required by China Everbright Bank. Through the above, I introduce what conditions are needed for the free loan of China Everbright Bank, hoping to help you.