Minsheng Bank has diversified repayment methods for easy loans. You can repay the principal and interest on a monthly basis, or you can choose to repay the principal by monthly installments, or you can repay the principal and interest in full at one time. Users can choose the appropriate repayment method according to their own situation. Among them, one-time full repayment of principal and interest is not suitable for repayment with high borrowing funds, but only suitable for users with low borrowing amount. In general, there are only two ways: paying interest on a monthly basis and repaying the principal by monthly installments.

In addition, Minsheng Bank's Minyi loan can also be repaid in advance. First of all, you can check whether there is an early repayment agreement in the contract. If there is no stipulation that you can't repay in advance, you can directly call the customer service phone of Minsheng Bank Minyi Loan to apply for prepayment, and then make repayment at the outlet of Minsheng Bank. Minsheng Bank Minyi Loan is a personal consumption credit loan product, and the loan amount can only be used for consumption. When applying for this loan product, there are strict requirements for the applicant's credit information. If there is a bad personal credit record, the application cannot be successful.