General loan repayment terms are divided into three years and five years. The advantage of three years is low interest but the disadvantage is high monthly payment. Suitable for consumers with strong repayment ability who can save a lot of interest expenses. The benefit of the five-year term is lower monthly payments but higher total interest. It is suitable for consumers who have insufficient monthly payment capacity. Although the monthly payment pressure is relatively small, they need to pay a large amount of additional interest. The difference between Prado’s monthly payment and interest is 4,277 yuan and 72,178 yuan. Judging from the fact that the interest paid in a five-year period is nearly twice that of a three-year period, it is more cost-effective to repay in a three-year period. However, considering the monthly payment of more than 10,000 yuan plus the implementation of the fuel tax, the fuel cost of the SUV model is higher every month. It's not a small expense. Which method to choose also requires consumers to weigh and consider. Prado is the latest model in Toyota's Land Cruiser series. Its power performance and emissions meet European standards. The advanced engine delivers powerful output and torque coupled with a highly rigid frame and enhanced suspension system that will make even the roughest rides comfortable and smooth.