First, what is an unfinished building?
Unfinished residential building refers to a real estate project that has gone through land use and planning procedures and stopped working for more than one year after the project started due to various reasons such as financial difficulties of developers. It is usually due to the lack of actual approval of real estate projects by the government and the shortage of project funds for unfinished real estate projects. In addition, there are also projects that have been shut down due to property disputes and unqualified project quality.
Second, how to avoid buying uncompleted residential flats when buying a house?
There are many reasons for the formation of uncompleted residential flats, such as the bankruptcy of the developer of the building under construction, the lack of construction funds, the economic disputes involved in the project, and the suspension of the project caused by the violation of laws and regulations by the developer. Most of them are because the capital chain is broken, the project is not completed, the developer can't get the money, the bank is unwilling to continue lending, and the project can't be transferred to other investors, so the semi-finished projects are exposed in the hot sun and let the wind and rain beat. ?
1. Comprehensively inspect the strength of the developer.
The developer's development qualification grade is judged from the aspects of registered capital and development qualification. The qualification level is divided into four levels, the first level is the highest level and the fourth level is the lowest level. If the developer's qualification is first-class and second-class, it shows that the strength of the developer is still relatively strong. If you choose such a developer, the probability of unfinished property can be reduced by 80%. This is the most critical point, but it is also the most easily overlooked place for ordinary buyers.
2. Investigate the credibility of the developer.
Then some local developers have similar strength, and the development qualification level may be three or four, so can't they be bought? This is not necessarily true! Especially in places like prefecture-level cities and counties and towns, most developers are local developers. If you don't buy them, then the choice of buying a house is very small. At this time, it is very important to examine the credibility of developers.
How to inspect the reputation of developers?
First of all, look at the reputation of developers. Local developers should have a certain influence in the local area, and friends and relatives have any impressions and opinions on them. Through this, you will probably have a little understanding.
The other is to understand the real estate developed by the developer in the past, and to understand the project quality, property management and whether to hand over the house on time. If it is not convenient to know directly, you can go to the owner forum of the real estate website to know.
3. Understand the procedures of project construction.
A house that can be legally sold should have complete "five certificates". Five certificates include state-owned land use certificate, construction land planning permit, construction project planning permit, construction project construction permit and commercial housing sales (pre-sale) permit.
Buying a house with complete "five certificates" is not only conducive to avoiding uncompleted residential flats, but also conducive to handling property rights certificates later. If the "five certificates" are incomplete, which means that the housing procedures are incomplete, then the handling of the property right certificate will not be smooth, and it will even drag on for several years.
4. The best time to buy a house
According to statistics, when two-thirds of the main building projects have been completed, the probability of unfinished projects can be reduced by 60%. Some friends who buy houses are tempted by the low price of internal subscription and unit group purchase, and pay before the foundation stone of the project is laid. As we all know, the failure to start construction means that the procedures are not in place, and whether the plan can be passed is still unknown. Especially in the reconstruction of villages in cities, there are many unexpected risks.
5. See if the house is mortgaged.
For property buyers, the property rights in Weifang are particularly important. Insiders reminded that the purchase of Weifang must first determine whether the sales procedures and property rights of the house are clear and whether it has been mortgaged by the bank. Before buying, it is necessary to determine from the seller whether the house has a property right certificate and a sales license; Then understand whether the house is mortgaged, if so, understand the mortgage period and how to lift the mortgage; If it is an auction house, it should be clear whether the property transfer procedures have been handled and so on.
6. Try not to make a one-time payment when buying an auction house, and negotiate with the developer to pay according to the progress of the real estate.
The above is about what an unfinished building is and how to avoid buying an unfinished building. Buying a house is a big deal, so we can't help being cautious. If you buy this kind of unfinished building, not only will the house be gone, but also the hard-earned hard-earned money will be hard to get back. Therefore, when buying a house, we must pay attention to related matters.
(The above answers were published on 20 17-04- 12. The current purchase policy should be based on the actual situation. )
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