Huaneng Trust is not a lending institution. This is a trust company. Trust companies are not allowed to lend money. Lending requires relevant financial licenses, such as internet microfinance licenses, microfinance licenses, and consumer finance licenses. , are eligible for lending. If you lend money without a license, then this business is illegal. Trust is an act that the principal entrusts his property rights to the trustee based on his trust in the trustee, and the trustee manages and disposes in his own name according to the wishes of the principal, for the benefit of the beneficiary or for a specific purpose. Trust is a way of financial management, a special property management system and legal behavior, and also a financial system. Trust, banking, insurance and securities together constitute a modern financial system. Trust business is a legal act based on credit, which generally involves three parties, namely, the trustor, the trusted trustee and the beneficiary who benefits from others.

1. Huaneng Trust has established a corporate governance structure with balanced rights and responsibilities and clear interface; Established a high-quality and professional business management team; Strong product development and innovation strength; The operation process, management level and four-level embedded risk control system covering all kinds of businesses of the company are constructed; Construct an information system function module and an information management system covering the company's business development, financial management and supervision docking. In addition to strengthening the functional construction of the company's headquarters, Huaneng Trust has also set up business liaison offices in Beijing, Shanghai, Shenzhen and Ningbo, and has now formed a business development pattern based on the local market and supporting the national market.

2. On the basis of achieving a high starting point and a steady start in 2009, after three years of unremitting efforts, the company's work has reached a new level, which indicates that Huaneng Guicheng has successfully solved the long-term survival problem faced by the company under the background of complex and changeable economic situation at home and abroad and intensified competition in the trust market, and initially realized the transformation from a reorganized company to a development company, creating better conditions for the company's better and faster development. On June 5438+065438+ 10, 2008, with the approval of China Banking Regulatory Commission, Huaneng Capital Services Co., Ltd. increased its capital and shares, reorganized the former Guizhou Qianlong International Trust and Investment Co., Ltd., and officially changed its name to Huaneng Guicheng Trust Co., Ltd. on June 5438+ 10, 2009; In February 2009, with the approval of China Banking Regulatory Commission, the company issued a new financial license to carry out trust business according to the requirements of the "New Regulations".