According to China's relevant regulations, any financial institution that wants to lend legally needs to hold a consumer finance license approved by the China Banking Regulatory Commission before it is eligible for private lending.
Huanbai is a microfinance service platform under Jihe Technology and holds a consumer finance license issued by China Banking Regulatory Commission. In other words, Huanbai, under the banner of Jihe Technology, is qualified for private lending and is indeed a legal lending platform.
Everyone is short of money sometimes. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: most online loans are credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, the next payment is made very quickly, and usually the money can be borrowed on the same day.
Which lending platform is the most formal and reliable, and the top ten lending platforms recommend lending apps with low interest rates and high pass rates:
Xiaoman Finance: Qianhua is a personal consumer credit service product launched by Baidu. After submitting your personal data, you can get a quota, and the review can be completed in 30 seconds at the earliest.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
At present, the maximum cost is 200,000 yuan, and the annualized interest rate is as low as 7.2%. The official has not specified how much money can be borrowed. Most users who spend money are generally around 30 thousand yuan, and some users are above 70 thousand yuan.
360 IOUs: 360 IOUs can borrow up to 200,000 yuan. The minimum daily interest rate of 360 IOUs is 0.027%. However, the real interest rate depends on the comprehensive qualifications of borrowers, and many people have applied for loans on 360 IOUs.
Click online measurement
Ping An New Loan (fast loan): Ping An Bank's new loan can provide you with a pure credit loan of1-500,000 yuan. The service period is 65,438+02,24,36,48, and the monthly interest rate is 65,438+0.1%-65,438+0.53%. A major product feature of Ping An Bank's new loan is that it does not need any mortgage or guarantee.
Ping An Xin Yi Dai Click Online Measurement