1, Minsheng Credit Card Center has no formal work, and all of them have signed contracts with intermediaries.
There are about 70 credit checks every day. Every day, we should check the credit information system to see the qualifications of customers. Basically, we have checked the day before, and we need to call 1 14 to check the authenticity of the information. The next day, you can call the customer directly to verify the information, and then you can approve the card issuance, but you can't refuse. Then give it to the supervisor, who will give the quota.
3. Call the customer to verify the information. It's a heavy workload now. The treatment is related to academic qualifications. During the six-month internship period, the treatment is less.
Extended data:
1. What does the credit evaluation department do?
Bank credit refers to the funds provided by commercial banks directly to customers of non-financial institutions; Or the guarantee that the customer may be responsible for compensation and support in related economic activities; Including loans, trade financing, bill financing, financial leasing, overdraft, advances and other on-balance-sheet businesses; And off-balance-sheet business such as bill acceptance, letter of credit, letter of guarantee, standby letter of credit, letter of credit confirmation, bond issuance guarantee, loan guarantee, sale of recourse assets, and unused irrevocable loan commitment.
Credit refers to the direct financial support provided by banks to customers, or the credit granted by customers to third parties in related economic activities.
The act of making a promise.
Credit is divided into short-term credit and medium-and long-term credit according to the term. On-balance-sheet credit includes loans, project financing, trade financing, discount, overdraft, factoring, borrowing and repurchase. Off-balance sheet credit includes loan commitment, guarantee, letter of credit, bill acceptance, etc.
Off-balance sheet credit includes loan commitment, guarantee, letter of credit, bill acceptance, etc.
Second, the concept of credit work:
1. Credit granting refers to various credit granting activities of commercial banks, such as customer survey, business acceptance, analysis and evaluation, credit granting decision and implementation, post-loan management and problem credit management.
2. Credit granting staff refers to the relevant personnel of commercial banks who participate in credit granting.
3. Due diligence in credit granting refers to the fact that credit granting staff of commercial banks have fulfilled the most basic due diligence requirements in accordance with these Guidelines.
4. Due diligence of credit work refers to the independent verification, evaluation and report of the due diligence of credit personnel by the due diligence personnel of the head office and branches of commercial banks.