Yes The main purpose of bank credit loan home visit is to verify the authenticity of the information submitted by the borrower. Banks usually call back. If the borrower's answer on the phone is different from the information submitted, the bank will either refuse the loan or make a home visit for insurance reasons. Through home visits, the bank will confirm whether the borrower's personal qualifications can meet the requirements of applying for loans. After the home visit, if the borrower meets the loan application conditions, the bank will quickly pass the approval and then make a loan.