Bank of China’s personal business loan period sets different loan periods based on your actual business situation, guarantee method and conditions, etc. The maximum loan period shall not exceed 5 years.

Warm reminder:

There are differences between Shanghai and Guangdong branches (except Shenzhen). If you need more information, please contact the local branch for consultation. You can click on Life - Branch Queuing function in personal mobile banking to check branch information (no need to log in to personal mobile banking).

(Answer time: September 20, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.