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Provide a credit loan for the purpose of decoration. The loan officer will help resolve the decoration contract, but the money will not be used for decoration.

It is not illegal. This method is just to package your loan purpose. The bank must have a loan purpose when reviewing your loan. If not, the bank may not lend to you. You only need to repay the money on time. When the bank calls you for review, you have to follow the information you submitted to the bank. If you are wrong, it will affect your loan