Tianjin Housing Provident Fund Management Center is the main body of provident fund loans, providing various loan services such as housing loans and individual housing subsidy loans. The loan amount can be inquired through the Center official website or APP. Before the inquiry, you need to carry out real-name authentication and pay the employee housing provident fund. Specifically, to inquire about the loan amount of Tianjin Provident Fund, you should first log in to official website or APP of Tianjin Housing Provident Fund Management Center, enter the "My Provident Fund" column, click "Loan Inquiry", and enter your personal provident fund account number and password to log in. The query results will show the amount of provident fund loan, loan balance, repaid principal and interest and other information of the account. The loan amount is calculated according to the balance of the individual provident fund account and the deposit period. Please refer to the following table for the specific amount: | years of deposit | balance of provident fund (RMB) | maximum loan amount (RMB ten thousand) ||-. 50 ||||1year or more | > 65438+ million-200,000 | 70 ||||1year or more | > 200,000 | 90 || 5 years or more |≤65438+ million | 70 | | 5 years or more | > 65438.
Can Tianjin provident fund loan be repaid in advance? What's the impact? Tianjin provident fund loans can be repaid in advance, which can reduce the repayment period and interest expenses. It should be noted, however, that prepayment may incur certain formalities fees, and the specific amount and charging standard can be consulted with Tianjin Housing Provident Fund Management Center.
Tianjin Housing Provident Fund Management Center provides provident fund loan inquiry and application services. Before the inquiry, you need real-name authentication and pay the employee housing provident fund. The loan amount is calculated according to the balance of the individual provident fund account and the deposit period. Before applying for a loan, you should know your own loan amount and other related requirements.
Legal basis:
"Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund" Article 11 Employees shall apply for individual housing loans of housing provident fund with the balance of their housing provident fund accounts. The maximum amount of housing provident fund personal housing loan is determined according to the employee account balance and the payment period.