Agricultural Bank of China's online loan is a convenient loan product, but it needs to be paid off before it can apply again. This is because banks need to ensure the borrower's credit status and repayment ability, and avoid the increase of repayment pressure caused by multiple loans from the same borrower in a short period of time.

At the same time, paying off the loan first will also help to maintain the borrower's good credit record and provide a better credit foundation for future loan applications. Therefore, when applying for NetJet loan, the borrower should fully understand the repayment method and relevant regulations of the loan to ensure timely repayment and avoid unnecessary troubles.