Rongxintong refers to the short-term financing service provided by China Construction Bank to export enterprises after purchasing short-term export credit insurance business. Specifically, it mainly includes loans under short-term export credit insurance, buyouts of receivables under short-term export credit insurance, bank policy financing, etc.

This product can solve the financing difficulties of export enterprises and help them avoid exchange rate risks and foreign exchange collection risks.

Enterprises that meet the conditions can first apply for ratings and credit from China Construction Bank (customers who meet the credit conditions of the credit insurance company can handle financing business without credit), and then discuss insurance matters with China Export and Credit Insurance Corporation. After taking out the insurance, if you have financing intention, you will sign a compensation transfer agreement with China Construction Bank and the Export Credit Insurance Company (if the policy holder is China Construction Bank, there is no need to sign a compensation transfer agreement and prepay the premium); after shipping and paying the premium, the credit insurance company will Issue an underwriting notice to CCB. Finally, the company submits the complete set of export documents to CCB to apply for "Rongxintong".