Need. According to Sina Finance Network, farmers can borrow money without any mortgage. The maximum loan amount is 50,000 yuan, and the insurance rate is only 6%, which is 4 percentage points lower than the market rate. In order to help the development of strawberry industry financially, Beijing Rural Commercial Bank and Beijing Shannong Company visited Changping and Miyun, and went to villages to learn about the capital needs of strawberry growers in all aspects such as building sheds, replacing shed films, pest control and picking. The financing scheme is tailor-made for strawberry growers, with a maximum product amount of 500,000 yuan and a maximum term of 3 years, which can fully meet the daily capital needs of strawberry growers such as greenhouse maintenance, film replacement and labor costs.