Compared with traditional parking loans, this business has five advantages for developers:
First, the amount of parking space is paid in full to the company account, and the funds are withdrawn quickly;
The second is to expand the customer base and provide purchasing channels for customers without capital reserves;
Third, the direct payment method saves the fee for developers to swipe credit cards;
Fourth, the credit model is adopted by stages, and the customer experience is better;
Fifth, the process is fast, and the bank sends staff to stay at the site. * * * Like marketing, the customer handling is simpler and the overall approval process is faster.
For the owner, the procedure is not only simple, but also has seven characteristics:
First, the exclusive quota, with a lower limit of 50,000 and an upper limit of 500,000, can fully meet the capital needs of customers to purchase parking spaces;
Second, the loan speed is fast, and the loan can be released in three days at the earliest;
Third, the number of installments is long, which can be divided into 60 installments in 5 years at the longest, and the repayment pressure of customers is small;
Fourth, there is no minimum down payment threshold requirement, that is, zero down payment;
Fifth, immediate family members (spouses) can help the owners to get loans, so as to meet the loan needs of customers to the greatest extent;
Sixth, the staging method is flexible, and the handling fee can be settled in one lump sum or paid in installments;
Seventh, the handling fee rate is as low as 0.3 1%.
First, the importance of microfinance to farmers
Farmers' microfinance refers to a kind of financial service that farmers obtain from banks and oth