It is best to apply for a loan at a local bank.

From a practical point of view, the basic conditions for loans are:

Under one year old;

The second is to have a stable residence.

Third, there is a stable source of income;

Fourth, there is no bad credit record, and the loan is;

Fifth, it has full capacity for civil conduct.

2. Why can't Ganzhou Bank convert commercial loans into provident fund loans? It's really cool.

To convert a commercial loan into a provident fund loan, the borrower shall meet the following seven conditions:

1. Meet the application conditions for housing provident fund loans in this Municipality;

2. The borrower must be the borrower or spouse of the original housing loan (as required by the buyer);

3. The original commercial housing loan has not been settled, and the bank agrees that the borrower will settle the loan in advance;

4. The original commercial housing loan has been repaid for more than one year (inclusive), with a good credit record and no overdue loan balance;

5. The purchased property has obtained the real estate license issued by the local real estate registration department, and it has a steel-concrete structure;

6. Commercial loans that can be mortgaged for the purchased real estate can be transferred to provident fund loans;

7. Did not apply for housing provident fund loans.

Materials required for loan conditions of transferring commercial loans to provident fund (originals are required for all materials): 1. Original purchase contract; 2. The original purchase invoice issued by the tax department; 3. Original real estate license and land certificate; 4. The original ID cards of both husband and wife (valid for more than one year); 5. Original marriage certificate or single certificate (the single certificate is stamped with the official seal of the unit); 6. Original residence booklet; 7. Original bank settlement voucher and repayment voucher; 8. Original loan contract signed with the bank.

3. What credit card banks are there in Ganzhou, Jiangxi?

Ganzhou City, Jiangxi Province has China Bank, China Construction Bank, Industrial and Commercial Bank, Agricultural Bank, Postal Savings Bank, Bank of Communications, China CITIC Bank and Ping An Bank. According to relevant information, there are China Bank, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank, Postal Savings Bank, Bank of Communications, China CITIC Bank and Ping An Bank in Ganzhou City, Jiangxi Province, all of which can handle credit cards.

4. Which bank in Ganzhou can make a credit loan?

What kind of credit loan will you get? There are many general types of credit loans, such as mortgage housing credit loans, mortgage cars and business licenses. Everyone is different.