This is not true. Obviously, this loan is not from the bank. Small loan platforms often cheat lenders to freeze their bank cards on the grounds that they have written the wrong card number, and ask lenders to pay the unfreezing fee. I cheated 30% of the money, so I couldn't pay the money and stopped the loan operation. Call the police if necessary. The CBRC supervises banks, regardless of the freezing of personal loans.

First, make sure to call the banking regulatory bureau. Secondly, if the bank card is written incorrectly, it cannot be checked with the cardholder's name information. If the loan process fails, the account will be unfrozen by handling relevant procedures and submitting materials. It won't cost money.

Loan process:

1, loan application link: customers must explicitly apply to banks and other lending institutions and fill in the application materials; 2. Loan approval link: the lending institution also needs to approve the application materials submitted by the lender;

3. Sign loan contract: After approval, they will sign loan agreement, guarantee contract, etc. , depending on the actual situation;

4. Lending: Lending institutions issue loans according to the agreed amount;

5. Loan payment: The borrower must pay off the loan. Repayment includes timely repayment and early repayment, and the borrower can choose.

Information:

China Banking Regulatory Commission (hereinafter referred to as: China Banking Regulatory Commission or CBRC; English: China Banking Regulatory Commission, established on April 25th, 2003, is a ministerial organization directly under the State Council. According to the authorization of the State Council, we shall uniformly supervise and manage deposit-taking financial institutions such as banks, financial asset management companies and trust and investment companies, and safeguard the lawful and steady operation of the banking industry. China Banking and Insurance Regulatory Commission, China has established 36 banking regulatory bureaus in 365,438+0 provinces (cities, autonomous regions) and 5 cities under separate state planning, banking regulatory branches in 306 regions (prefecture-level cities, autonomous prefectures and leagues) and regulatory offices in 65,438+0,730 counties (county-level cities, autonomous counties, banners and autonomous banners). The whole system is managed with reference to the Civil Service Law.

Banking Regulatory Bureau is a branch of China Banking Regulatory Commission, which is responsible for supervising the operation and risk control of all banks in China, and supervising and managing the establishment, alteration, termination and business activities of relevant banking financial institutions and their branches; Investigate and deal with financial violations according to law; Examining and approving the qualifications of senior managers; Statistics related data and information; Responsible for party building, discipline inspection and cadre management within the jurisdiction.