The way to find high-quality customers for loans is to find the object that needs loans first, and then communicate and contact with customers. In the process of communication, there will be mutual trust, and you can find reliable people as your customers from the company's platform. There are many points to pay attention to when looking for customers, and it is necessary to decide whether a person can become a quality customer from many aspects. What are the performances of quality customers? First, personal credit. Although personal credit does not represent a person's integrity, it can represent a person's integrity to a certain extent. If the credit is too low to guarantee that the lender can really pay off the loan, there may be overdue repayment or deliberate delay, causing unnecessary trouble. Second, the financial situation. Financial status is a proof of a person's repayment ability. If the lender has a stable career and economic income, it will increase the possibility of repayment; If there is really a malicious overdue situation, you can use your salary as collateral. If you can repay the loan on time, it will really reduce a lot of unnecessary troubles and increase the bank's recognition of the lender. Third, the purpose of the loan. If the purpose of borrowing is a serious event or an inevitable consumption of funds, it may increase the possibility of loan success. The original intention of bank loans is to ease the financial pressure of lenders and facilitate people's urgent need for money, so the amount of loans should be spent where it is worth spending. If it is an improper event, it will not succeed in general.
2. Have you ever felt that a better loan officer has been recommended by the customer platform?
The lender is good and can provide 360-degree all-round service in the credit industry. It can be said that it is a mobile customer acquisition platform tailored for credit managers.
Third, as a bank loan officer, how to find loan customers?
Make a wise choice. Don't be so tired to find it yourself. You can also cooperate with securities companies, some people. How to operate it is not clear. It's up to you. With customers, we can solve problems by looking for corporate customers. ,