1. First, open the mobile phone WeChat APP and log in to your personal account;
2. Then click "I" in the lower right corner of the main page to enter the page;
3. Then click Pay on the page. If you are qualified to use micro-loans, you can see that there is "micro-loan loan" in the wealth management column;
4. On the loan page, click the loan option, enter the loan amount and repayment period according to the page prompts, and confirm the bank card and all personal information.
It is worth noting that WeChat micro-loan adopts the official invitation system, and users need to be invited to use it.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.3. 1
App version: v8.0. 18
On May 20 15, "Micro-loan" was officially launched on mobile QQ, and landed on WeChat on September 14.
By the end of 2065438+2006, "micro-loan" has established a cooperative relationship with 25 financial institutions in joint loan business with shared benefits and risks.
By the end of 65438+February 2020, the micro-loan financial poverty alleviation project has been officially launched in 42 poverty-stricken counties (including 32 at the national level), and the total value-added tax contributed by the project to poverty-stricken areas is about145.3 billion yuan, effectively helping local poverty alleviation.
In September, 20021year, micro-loans have been connected to the central bank for credit reporting, and its credit payment product "WeChat Payment" also has plans to connect to the credit reporting system. Wechat payment can be used for installment payment, and it is not fully open yet.
Micro-loan has issued an official rumor statement: Micro-loan is a pure online micro-credit circulating consumer loan product launched by Weizhong Bank, the first internet bank in China, in May 20 15. Micro-loans adopt the official invitation system, which can only be opened through official invitation and the official initiative to increase the quota according to the user's credit history. Any person or organization that needs to spend money to open a small loan and increase the amount is fraud.
Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.