Hello, you can get a loan. Car loan is different from buying a house. You don't need any collateral, but the bank confirms that you have repayment ability, such as the business license of the department, whether you are an enterprise legal person, fixed property, mobile bank, and so on. If you meet the requirements, the bank will score you through the loan!

For example, if you want to buy a Porsche Cayenne, the down payment for a 3.0T bare car is 866,000 40%, which is 346,400, which is more than 70,000. Bank, you can go to the 4S shop. Generally speaking, if you buy a car, they have cooperative banks, and you only need to provide relevant information.

Cayenne 3.0T does not accept the scheduled fare increase of 65,438+05-300,000 to return the car. The starting price of 4.8L bare car 1.482 million is definitely over budget. I suggest you consider other models!