According to the query method, real estate mortgage loan can be guaranteed without a guarantor, which is just a form of guarantee. Property mortgage has been used as a guarantee, and the value of the property is higher than or equal to the loan value, and no guarantor will be required. A guarantor is a person who guarantees a transaction. In terms of debt and other guarantees, the guarantor refers to a legal person, other organization or individual who has the ability to pay off bill debts on his behalf.