One * * * has ten. Promoting the formation of a new pattern of "double cycle" development is an important scientific judgment and strategic choice made by the CPC Central Committee under the trend of global industrial chain supply chain reconstruction. Agricultural Bank of China should take advantage of the situation, promote "stable chain, strong chain and complementary chain" closely around finance, innovate and reform supply chain financial services, further stimulate the vitality of upstream and downstream market players in the industrial chain, and give full play to the role of state-owned banks in a stable "double cycle". Under the background of economic integration, the concept of "space" has gradually faded, and the integration process of industrial chain, innovation chain and value chain has accelerated. Banks should adhere to the concept of "open business", break away from the traditional business model of compartmentalization, jump out of geographical restrictions and explore multi-platform cooperation mechanisms.

Development goals

1. First of all, we should explore the establishment of a cross-regional collaboration platform, give full play to the advantages of group integration and head office linkage, and effectively expand the participation of branches, domestic and foreign institutions and financial peers in cross-regional supply chain finance business. Zhejiang Branch seized the opportunity of Yangtze River Delta integration and Greater Bay Area construction, actively explored supply chain financial cooperation, and took the lead in developing inter-bank fund guarantee business within the system and among peers, effectively solving the problems of mortgage guarantee and off-site loans for supply chain enterprises.

2. Secondly, it is necessary to explore the cooperation of various professional platforms, connect with new online trade service platforms, large warehousing and logistics enterprises and professional supply chain financial service platforms, and realize the full chain coverage of finance in key areas. Zhejiang Branch cooperated with the provincial government procurement platforms Zhengcaiyun and NetSheng business treasure to innovatively launch Zhengcaiyun e-loan and business treasure online loan, and issued loans according to the orders and transactions of suppliers and enterprises on the platforms. At present, there are 1 128 bidding projects on the service platform, and there are more than 12000 enterprises in the service chain, effectively activating accounts receivable. At the same time, it is necessary to explore increasing cooperation between banks and enterprises, strengthen the "total-to-total" cooperation between banks and provincial guarantee groups and other policy guarantees, provide credit enhancement services for small and micro enterprises in the industrial chain, especially light-asset science and technology enterprises, and solve financing problems.

3. For modern industrial clusters, innovate and develop a new financial service model that conforms to the characteristics of supply chain among industrial clusters, and build a comprehensive financial support system that integrates modern production, trade and logistics. According to the characteristics of regional economic development and the life cycle characteristics of industrial clusters such as science and technology enterprise parks, high-tech manufacturing parks and characteristic towns, Zhejiang Branch has developed and launched full-chain products such as new small and micro enterprise park construction loans, early loans for enterprises entering the park and loans for characteristic towns, and issued loans of 7.7 billion yuan to enterprises entering the park in 389 industrial parks.

4. In the manufacturing sector, leading enterprises in the industrial chain are taken as the core, and integrated supply chain financial services such as credit, settlement and technology platform are provided for enterprises in the chain to support the development of the whole chain of manufacturing in key areas. Zhejiang Branch promoted blockchain products such as Chain Home Express Loan, Cloud Chain Factoring, and E-Account Link, developed direct chain home express loan business and online bill confirmation warehouse business for Baowu Group, innovated the personal chain home express loan model in Nongfu Spring business circle, and helped enterprises revitalize their financial assets. At present, the cooperation line has been approved 14 business circle, and there are more than 900 actual credit customers, with accumulated loans exceeding 24%.