CITIC Yuanmengjin is a large-scale consumption installment product launched by CITIC Bank. This credit line is included in the total credit line of CITIC Credit Card, and can be used when completing large credit card consumption such as home improvement and car purchase. After the customer activates the dream-dream-dream-dream deposit, the dream-dream-dream deposit is given priority in the transaction, and then the credit card permanent limit is used. After using the Mengmeng deposit, a monthly handling fee of 0.75% will be generated every month.

What is CITIC Dream Gold?

CITIC Yuan Meng Gold is a large installment credit loan with fixed interest rate and customizable initial installment amount. Some people say that the amount of money to save dreams is generally twice the fixed amount, but it is not necessarily true. There are also four or five times or even less than the quota. Once a single consumption exceeds the set amount, it will be automatically phased, which is suitable for users who like to stage, and there is no need to apply manually. In addition, if you successfully apply for a dream grant, you must swipe your card within the validity period. If your validity period is one month, you can continue to apply next month, repay according to the number of installments you choose, or you can pay back the money in advance. In a word, this kind of credit loan is a very convenient channel for capital turnover.