1. credit card: credit card is a very common loan method, and it is relatively easy for individuals above 18 to apply. Credit card application process is relatively simple, usually just fill in the application form and provide some basic personal information.
2. Online lending platform: At present, there are many online lending platforms in the market that provide small personal loan services. These platforms usually provide fast approval and lending services, and the age requirements for borrowers are relatively loose.
3. Bank loans: Some banks provide loan products suitable for students or young people aged 18, such as student loans or youth entrepreneurship loans. These loan products are usually optimized for the special needs of young people and provide more relaxed loan conditions.
It should be noted that the result of loan approval is influenced by many factors, including but not limited to personal credit records, income status, loan purposes, etc. Therefore, although some platforms or apps may provide relatively easy loan methods for individuals aged 18, the individual's specific situation will still have an impact on the approval of loans.
Summary: Individuals who have just completed 18 can consider credit cards, online lending platforms and bank loans as loan options. These channels are relatively easy to pass and can meet the special needs of young people.
Extended data:
For individuals who want to borrow money, it is recommended to carefully study the characteristics, interest rates and repayment methods of various loan products before choosing loan channels to ensure their repayment ability. In addition, timely repayment can maintain personal credit records and obtain better loan conditions. In the process of loan, you must provide true and accurate personal information and abide by the provisions of various loan contracts.