Does not affect children's schooling.
Because it is you, not your children, who break the promise, there is no need to worry about it.
Second, won't the loan affect the children?
Loans are personal behaviors, so they generally do not affect children. However, we also need to note that if the loan has not been repaid, it will be overdue. If the overdue situation is serious, it may be included in the list of untrustworthy people by the bank. Once they are included in the list of untrustworthy people, when their children attend private schools, they are likely to fail the school entrance examination and be unable to enter school. But going to public schools has no effect. Therefore, everyone should pay attention to avoid overdue and repay on time. If it really doesn't pay, you should also take the initiative to contact the bank to see if it can be postponed. Don't pay back the money just because it hasn't been paid back, because loans overdue has a very bad influence on individuals. If you are included in the list of untrustworthy people because of overdue, it will not only hinder children from studying in private schools, but also affect personal travel, and may be restricted from taking high-speed trains and planes. This will seriously affect the normal life of individuals. Bank loans overdue won't go to jail again? Under normal circumstances, overdue will not involve criminal offences, and there will basically be no sentence or even imprisonment. However, if the debtor fails to perform the judgment after the bank arrives, the bank may apply for enforcement. If the debtor has the ability to perform the judgment and refuses to execute it, the serious circumstances will constitute the crime of refusing to execute the judgment. The crime of refusing to execute a judgment or ruling is objectively manifested as a serious act of refusing to execute a judgment or ruling that is effective against the people who have the ability to execute it. The above is the detailed knowledge about whether bank loans will affect children. Generally speaking, when parents have loan problems, the impact on their children is not great. If you have other legal questions, please consult the legal express, and we will have professional lawyers to answer them for you. To sum up, generally speaking, when parents have loan problems, it has little impact on their children. It is suggested that if there is a loan, it should be repaid in time. Legal basis: Article 188 of the Civil Code of People's Republic of China (PRC) (General Limitation of Action, Maximum Duration of Rights Protection) The limitation of action for the claimant to protect civil rights is three years. Where there are other provisions in the law, such provisions shall prevail.
Third, will loans affect children's schooling?
Legal Analysis: During the period when loans overdue will not affect children, the loan record will be uploaded to the personal credit report, which will mainly affect personal credit. If the household is listed as the person who has broken the trust, it will affect the children's schooling. Children don't study abroad. Only loans overdue, even the lenders, only ask users to pay back the money, and will not restrict their children from going to school.
Article 193 of the law is under any of the following circumstances: whoever borrows a large amount from a bank or other financial institution for the purpose of illegal possession shall be sentenced to criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, it shall be sentenced to fixed-term imprisonment of not less than 10 years or production of not more than 50,000 yuan: (1) fabricating imported funds and projects and using false economic contracts; Using false documents; (four) the use of collateral value repeated guarantees; (5)