Insured in the name of an individual, 6% or 8% of the average salary of employees in the previous year shall be paid. Need to make up for the intermittent time, or go directly to the social security bureau to delete this arrears record. First of all, you have the following conditions:

1- 18 years old permanent residence of urban residents with full capacity for civil conduct or legal and valid proof of residence.

2- Pay the down payment.

3- Have a stable legal income and the ability to repay interest.

4- The borrower agrees to purchase the house and its rights and interests as collateral.

5- The purchased second-hand house has clear property rights and meets the requirements for entering the real estate market stipulated by the local government.

6- The purchased house is not within the scope of demolition.

7- Other requirements of the loan bank and then the information you want to submit.

1- Application Form for Housing Mortgage Loan filled out by the Buyer and the Seller.

2- Letter of Intent for House Purchase signed by the Buyer and the Seller

3- proof of income

4- ID card and household registration book and proof of marital status

5- Spouse ID card

6- If the purchaser does not have a permanent residence in the local area, he should also provide a temporary residence permit and a certificate issued by the local real estate trading center.

7- Seller's valid legal person business license. Representative card and other documents.