30% down payment for the first set and 40% down payment for the second set. According to public information, the longest loan period of the first set is 30 years. For provident fund loans, the loan ratio can reach 80%, the maximum loan amount is 600,000 yuan, the longest loan period is 30 years, and the second set is not less than 50% of the appraised house price. If the provident fund loans the second suite, the maximum loan amount is 600,000.