I can't see your calculation process here, but I can provide you with the handling fee ratio of China Merchants Bank's credit card and installment payment: 1, and the handling fee and interest fee of China Merchants Bank's credit card withdrawal. The domestic cash withdrawal fee is 1% of the cash withdrawal amount, and the minimum fee is 10 RMB per transaction. The handling fee for overseas cash withdrawal is 3% of the cash withdrawal amount, and the minimum handling fee is USD 3 per transaction or 30 yuan RMB per transaction. Withdrawals at home and abroad will receive 0.05% interest every day and compound interest every month from the date of withdrawal;

2. Installment fees and interest charges of China Merchants Bank. China Merchants Bank provides customers with installment payment services in two phases, three phases, six phases, 10, 12, 18 and 24 phases, and the corresponding handling fees for each phase are 1.0%, 0.9%, 0.75%, 0.7% and 0 respectively. Features Remind everyone that according to the regulations of China Merchants Bank, outstanding bills can only be applied for the number of periods of 2, 3, 6, 10 and 12;

3. The calculation method of the minimum repayment amount and interest in case of overdue repayment applicable to China Merchants Bank is that from the bookkeeping date, the current consumption will charge five ten thousandths of interest every day until all the arrears are paid off. China Merchants Bank Co., Ltd. was established on March 3 1, 65438,0987. Its registered place is China Merchants Bank Building, No.7088 Shennan Avenue, Futian District, Shenzhen, and its legal representative is Miao Jianmin. The business scope includes general business items: absorbing public deposits; Issue short-,medium-and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Inter-bank loans; Providing letter of credit services and guarantees; Agency receipts and payments and insurance agency business; Safe deposit box service is available. Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing and acting as an agent to issue foreign currency securities other than stocks; Buying and selling foreign currency securities other than stocks and acting as an agent; Self-operated and valet foreign exchange transactions; Credit investigation, consultation and witness business; Offshore financial business. Other businesses approved by the People's Bank of China. The licensed business items are: China Merchants Bank Co., Ltd. invests in 36 companies, with branches 169 1.