In this era of private cars everywhere, parking spaces are particularly tight. If you want to park easily every day, you'd better have your own private parking space. Parking loan can relieve the economic pressure. A friend asked, if the parking space loan is 654.38+ 10,000 yuan, how much will it cost every month? In fact, as long as we know the loan interest rate, loan period and repayment method, we can work it out together.

I. Interest rate, loan term and repayment method of parking space loan

1. Generally, the loan interest rate for parking spaces is based on the benchmark interest rate of the People's Bank of China or the loan market quoted interest rate (LPR interest rate), and the price fluctuates appropriately.

2. The longest borrowing period of parking spaces shall not exceed 10 years.

3. Repayment methods mainly include equal principal and interest and equal principal repayment.

2. What is the monthly parking loan of 654.38 million yuan?

Monthly repayment amount = principal payable+interest payable,

Suppose the loan term is 3 years and the annual interest rate of the loan is:

1, equal repayment of principal and interest

Monthly repayment amount = yuan, fixed,

The monthly repayable principal will increase month by month from RMB yuan, and the monthly repayable interest will decrease month by month from RMB yuan.

2. Repayment by average capital

The repayment amount in the first month = yuan, and the repayment amount in the last month = yuan.

The monthly principal payable is fixed at RMB yuan, and the monthly interest payable is reduced from RMB yuan to about 1 1 yuan.

The above is about "how much is the monthly parking loan of 6,543,800 yuan+10,000 yuan". According to the specific loan term and annual interest rate, it will be about 3,000 yuan per month after three years. I hope I can help you.