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Can I change my name without paying the house? It's a mortgaged house. I wrote my mother's name when I bought it. Now my mother wants to change it to my name and hand it in in May.
You can change your name. Sometimes developers get into trouble and tell you that you can't change it. Actually, it is possible, and it doesn't cost money to change its name. However, ordinary developers will charge a certain fee for this. They all call it: changing the bottom order.

Attention! ! !

1. Generally, it is not allowed to lend money to a house whose bottom bill has been changed, and it must be paid in one lump sum.

2. If the developer colludes with the owner, it is a crime and fraud.

explain

When the house has no real estate license, it can be changed during the transaction. But also can avoid business tax; (If there is business tax, it is not entirely borne by the buyer. If the developer agrees to change the order, it is not very troublesome to go through the formalities; If the original owner has a relationship, then the buyer need not worry.

Changing the bottom sheet is also a transaction method in the second-hand housing market!

procedure

In fact, the process of changing the bottom sheet is that the original buyer submits a check-out application to the developer. After the developer checks out the house for the buyer, the developer and the new buyer (that is, you) go through the same procedures for buying and selling the first-hand house. If it is in this sense, there is no problem in changing the bottom sheet, but the premise is that the original buyer's purchase contract has not been filed with the real estate bureau.