When employees apply for housing provident fund loans, the loan amount shall be calculated according to the deposit period and amount of employee housing provident fund, but the maximum amount shall not exceed 500,000 yuan.

The calculation method of Hunan province provident fund loan amount is:

Loan amount = (monthly deposit amount of housing provident fund × 12× future deposit period+personal account balance of housing provident fund )× 2;

= (600 x12x30+600 x12) x2 = 446,400 yuan.

You can borrow up to 446 thousand