Requirements of the Borrower:
1.1natural person aged 8-60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed)
2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.
3. The actual age of the borrower plus the loan application period should not exceed 70 years old.
Information to be provided by the borrower:
1. Husband and wife's ID card, household registration book/temporary residence permit and foreigner's household registration book.
2. Marriage certificate/divorce certificate or court judgment/single certificate 2 copies.
3. Proof of income (format stipulated by the bank)
4. Copy of the business license of the unit (with official seal)
5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.
6. If the borrower is an enterprise legal person, it must also provide annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.