Quasi-loan account of Agricultural Bank of China is a new type of account launched by Agricultural Bank of China. It aims to improve the credit rating of rural residents through the combination of online and offline, making it easier for them to obtain loans. The core of this kind of account is to evaluate the personal credit rating and provide the best loan scheme through the consumption data and credit records of rural residents. The account has the advantages of high loan amount, fast approval speed and flexible repayment method.

The quasi-loan account of Agricultural Bank of China is mainly for rural residents and farmers' cooperatives and other unincorporated organizations. This kind of account can not only be used for daily payment, transfer and expenditure, but also realize a wider range of functions by connecting with mobile payment platforms such as Alipay and WeChat. At the same time, by using this account, customers can get more financial services, such as investment and wealth management, so as to increase their wealth.

The advantage of quasi-loan account of ABC mainly lies in providing convenient, fast and high-quality loan services for rural residents. At the same time, the account also helps to expand the rural financial market and improve the financial vitality of rural SMEs. In the future, with the continuous development of digital financial technology and consumption patterns, the quasi-loan account of China Agricultural Bank will be more perfect, creating more benefits and convenience for rural residents.