It is also the first 16 consumer finance company in China and the first licensed consumer finance company in Northwest China.
The company's business mainly includes issuing personal consumer credit, borrowing from domestic financial institutions, issuing financial bonds with approval, domestic interbank lending, consulting and agency related to consumer finance, and fixed-income securities investment business, and selling insurance products related to consumer loans as an agent.
Its products include easy to borrow, easy to blossom and easy to buy. Among them, the maximum credit line of Easy Loan is 200,000, targeting customers aged 65,438+08 to 55, with provident fund, mortgage house and high education.
Changhua has a maximum credit line of 200,000, which is aimed at mainland citizens aged 20 to 50 who have stable working income.
Happy Buy is a phased service provided for consumption in view of the capital demand for purchasing goods or services in the consumption scene.
In "Zhiyi Big Data", you can get a big data report and easily find out the overdue record of your online loan. At the same time, you can classify your own online loans, including formal and informal platforms, credit reporting and non-credit reporting. If you encounter insufficient funds, you can negotiate with the online lending platform to give priority to paying off the officially granted loans and reduce the adverse impact on yourself.
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Why can't Zhongyuan Consumer Finance get the second loan?
The second loan of Zhongyuan Consumer Finance failed, mainly because the user failed to pass the loan review.
There are many reasons for the failure of the loan review, such as the failure to pay back the last loans overdue, the change of the user's credit qualification conditions, and the change of the user's personal information. If the audit fails, users can submit loan applications again, but users are not advised to apply for loans frequently.
In addition, there is no credit line on the page of Zhongyuan Consumer Finance, so users cannot submit loan applications. So before applying for a loan, be sure to have a credit line.