1. Demand deposit 0.35

2. Lump-sum time deposit interest rate

1. Three months 2.10

2. Half a year 2.30

3. One year 2.55

4. Two years 3.15

5. Three years 3.75

3. Various loans Interest rate

1. Six months 5.35

2. One year 5.75

3. One to five years 5.90

4. Provident fund loan Interest rate

1. Less than five years (including five years) 3.50

2. More than five years 4.00

5. The upper limit of the floating range of deposit interest rates of financial institutions is: The deposit base interest rate is adjusted from 1.2 times to 1.3 times. Taking one year as an example, the maximum increase is 1.3*2.55=3.315

1. Introduction to Postal Bank:

1. China Postal Savings The bank was officially established on March 20, 2007. It is a commercial bank established on the basis of reforming the postal savings management system. Postal Savings Bank of China will inherit the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the resulting assets and liabilities, and will continue to engage in business approved and approved by the original business scope and business license documents.

2. The Bank has nearly 40,000 business outlets and serves more than 600 million individual customers. It leverages the unique advantages of the "self-operated agency" model to serve "agriculture, rural areas and farmers", urban and rural residents, and small and medium-sized enterprises. The Bank has excellent asset quality and significant growth potential, and is China's leading large-scale retail bank.

3. The Bank insists on serving the real economy, actively implements national strategies and supports the construction of China’s modern economic system, and achieves its own sustainable development. Adhere to customer-centeredness, build a financial service system that is interconnected and integrated online and offline, and provide customers with high-quality, convenient and efficient comprehensive financial services. We adhere to the risk-based approach and continue to improve the construction of a “comprehensive, full-process, all-staff” comprehensive risk management system, and asset quality continues to maintain an excellent level. Adhere to the mission of "inclusive urban and rural areas, so that there is no distance between financial services" and provide inclusive financial services; comply with the trend of residents' wealth growth and consumption upgrading, develop wealth finance; support the transformation and upgrading of industrial structure, develop industrial finance; implement carbon peak, carbon Neutralize major deployments and develop green finance. Use financial technology to empower high-quality development and create a digital ecological bank that serves rural revitalization and new urbanization.

2. The Postal Savings Bank of China can be traced back to the postal savings business launched in 1919, which has a history of more than 100 years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established. In January 2012, the company was restructured into a joint stock limited company. In December 2015, ten domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, it was listed on the Shanghai Stock Exchange and successfully completed the three-step reform goal of "shareholding reform - leading to war - listing in A and H places".