Legal analysis: Being a guarantor will definitely affect your loan. For example, according to your property and income analysis, the amount of your own loan is 6.5438+0 million, but if you guarantee 500,000 for others, you can only borrow 500,000 at most. Because in the bank's view, your guarantee for others is also a kind of debt.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.