There is no time limit for overdue IOUs in JD.COM. However, JD.COM will remind customers to repay their debts and pay liquidated damages.
“JD。 COM IOUs is a brand-new payment method of "consumption first, payment later" introduced by JD.COM. When you use IOUs to pay on JD.COM website, you can enjoy a deferred payment period of up to 30 days or a maximum of 24 installments. It is the first Internet consumer finance product in the industry.