After the borrower's application is approved, China Bank will open a personal online bank loan account for the borrower. After the loan account is opened, the borrower logs into the personal online bank of China Bank, and realizes self-service payment through loan management-loan payment-personal revolving loan, and the funds arrive in real time. The borrower should pay attention to the following items when initiating the operation of using funds:

1. For any loans overdue made by the borrower in China Bank, China Bank will automatically refuse the borrower to initiate a new application for the use of funds, and the borrower can initiate a new application for the use of funds after returning all the arrears.

2. The borrower's current loan amount is not less than 65,438+0,000 yuan/transaction, and it does not exceed the available loan amount displayed by personal online banking of China Bank. The available loan amount is equal to the difference between the approved loan account and the loan balance.

3. The date when the borrower initiates the loan operation should be earlier than the loan deadline.

4. When the borrower initiates the fund use operation through personal online banking of China Bank, China Bank will display the electronic version of Personal Revolving Loan Contract of Personal Online Banking of China Bank, and the borrower shall carefully read and confirm to accept all the terms and contents of this contract.

5. The borrower can inquire about the past payment records of the personal online banking loan account of China Bank through the loan inquiry function.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.