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How to find the real estate license number of the mortgaged house I bought?
If the house you bought by mortgage has obtained the real estate license, you can take your valid ID card to the local housing authority to check your real estate license number and other information.

Property certificate.

Generally speaking, after the new house is delivered and the second-hand house is transferred, you can apply for the real estate license (property certificate). However, in real life, it often takes a while, especially for new houses to apply for real estate licenses (real estate licenses), and some even have to wait for several years.

Due to different procedures, the processing time of real estate license (immovable property certificate) for new and second-hand houses is also different.

A new house/apartment

It is more complicated to handle the new real estate license (property right certificate). After the house is handed over, it is necessary to redraw the house map. Refund more and pay less according to the actual construction area. Later, another developer applied for property rights division. If all facilities meet the specifications, the housing management department will conduct acceptance after acceptance. Therefore, it takes a long time to apply for a new house property right certificate (immovable property right certificate). Once something goes wrong, it will extend the processing cycle.

1 program

(1) The enterprise shall submit documents and apply for the real estate license from the housing management office;

(2) Preliminary examination: the applicant conducts a preliminary examination of the application and the submitted materials, accepts the qualified materials immediately, issues a receipt, and conducts on-site inspection at a specified time;

(3) Inspection: The permit holder will go to the site to inspect the house within a predetermined time, determine the location, structure and area of the house, draw a plane sketch, and indicate the dimensions and the surrounding wall boundaries;

(4) Approval: According to the application materials and inspection results, those that meet the policy requirements will be approved to determine the property rights of the house;

⑤ Payment: The property owner who applies for the real estate license shall pay the license fee according to the regulations;

⑥ Certification: The housing management department completes the formalities within the specified time (within 30 working days), and the property owner goes to the housing management office to get the real estate license.

It's time to get the certificate.

At present, many developers will do it for the owners. If you buy a new house with a loan, it usually takes 90~ 180 working days to apply for a real estate license. If the developer delays the application, it will take longer. However, if you buy a house in full, I suggest you ask the developer for relevant information and apply for a real estate license at the Housing Authority. In this case, the real estate license can generally be obtained within 30 working days.

second-hand house

Because the second-hand housing property rights are clear, once the transaction is completed, you can apply for a real estate license (immovable property certificate).

1, second-hand housing transfer process

(1) The buyer shall investigate the property rights of the house, review the integrity, authenticity and reliability of the property rights, and verify whether the owner's name on the property ownership certificate is consistent with that of the seller, and whether there is mortgage or joint ownership.

② The buyer and the seller sign a second-hand house sales contract.

Generally speaking, it takes 5 to 7 working days for the buyer to find an appraisal company for appraisal.

(4) The buyer shall apply to the provident fund center and the bank for related mortgage loan business at the same time. If it is a combination of provident fund loans and commercial loans, it usually takes about 40 working days.

⑤ After the mortgage is settled, the buyer should pay attention to cancel the other warrants of the property.

⑥ The buyer submits the contract to the relevant service window of the property right transaction center of the housing management department and receives the acceptance form.

⑦ The buyer pays the relevant taxes at the agricultural tax center with the acceptance certificate and obtains the deed tax payment certificate.

The buyer holds the tax-paid contract certificate and goes to the housing management department to handle the property right certificate.

It's time to get the certificate.

One-time transfer is 15 working days after obtaining the real estate license; It takes 45~60 working days to get the real estate license after the loan is transferred.

The time required for the above-mentioned new house and second-hand house to handle the real estate license (immovable property certificate) is for reference only.