If Gitzo can't repay the loan after loans overdue, you can call the customer service hotline and negotiate directly with the manual customer service. Usually, as long as the lender has a good attitude and a strong willingness to repay, it can basically negotiate repayment with Gitzo, such as exempting penalty interest or interest and extending the repayment period. However, for lenders who are often overdue, the probability of successful negotiation will be very low. The above is how to negotiate repayment with Gitzo actively.

Advantages and disadvantages of negotiated repayment

1. The advantages of consensus repayment are: after consultation with financial institutions, financial institutions will no longer collect customers, and customers can repay in a planned way;

2. Disadvantages: Negotiated repayment generally occurs after overdue. Even if the negotiation is successful, the overdue status cannot be changed, and the overdue record has been uploaded to the credit investigation.

Therefore, consensus repayment can be regarded as a positive remedial measure, but even if consensus is successful, overdue records cannot be deleted, and overdue records need to be deleted and collapsed within 5 years after the arrears are paid off.

Gitzo can make repayment by calling Gitzo's customer service number or negotiating with the caller, but in general, it is difficult for Gitzo loans overdue to negotiate repayment in advance. Gitzo negotiated repayment will have a higher success rate when the overdue situation is serious. Because the longer the overdue time, the more penalty interest will be generated, and the greater the risk the platform will bear. Therefore, at this time, in order to recover overdue funds as soon as possible, the platform will appropriately relax the policy and agree to negotiate repayment.

Generally, when the borrower's payment is seriously overdue, the borrower can communicate with the staff to show that he is in financial difficulties and wants to negotiate repayment. Staff will generally ask users to provide relevant materials (proof of poverty, etc.). ) to prove, and then apply to the platform for interest relief, and then the borrower can repay according to the negotiation results.

Of course, if users have Gitzo's flexible repayment service package, they can apply for it at least fifteen days before the due date of a repayment date in Xiachenyuan, and if they repay five or more installments in full on time.