1. Products should be regular. Whether it is brand or product qualification, it is more reliable to choose regular big brands, certify genuine products and prevent black loan fraud;
2. Interest and amount are very important. Although the amount of the loan platform is generally linked to personal credit, there are many activities on the formal platform, and the higher the amount, the lower the interest. For example, the money spent by Xiaoman Finance is a formal loan app and belongs to the head. Qianhua is a pure online application platform, which is simple, fast and flexible, and users can take the initiative to apply. The interest rate of money is transparent, and big brands are more reliable. The interest rate is low and the daily interest rate is as low as 0.02%. The daily interest rate of the loan 1 10,000 is the lowest in 2 yuan, and the maximum loanable amount is 200,000, which can meet the needs of most lenders (click on the official website of Money Flower for details).
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Principal refers to the original amount of a loan, deposit or investment before interest is calculated. As a whole, the principal of an enterprise (