Many people know about the white bars in JD.COM and JD.COM, but they are relatively unfamiliar with JD.COM gold bars, so they are curious about what they are, whether they can borrow money from JD.COM gold bars, and what are the conditions and quotas. Let's look at JD.COM gold bars and see if they can borrow money.

1.JD.COM Gold Bar is a cash lending service for JD.COM users with good credit, which belongs to credit lending products. If you can't apply for JD.COM gold bar loan or there is no entrance to JD.COM gold bar, it means that the user information has not passed the system evaluation for the time being, and you can't provide gold bar loan service for users at this time. You can check it through JD Finance APP and JD.COM Mall APP.

The maximum amount of gold bar loan in 2.JD.COM is 200,000, and different users get different amounts. Loans bear interest on a daily basis, and the loan interest rate is generally about 0.05% per day. The specific interest rate will fluctuate, and the actual interest rate will be subject to the page. Installment repayment is also supported, and there are 1, 3, 6 and 12 installments to choose from.

3. When using JD.COM gold bars, the amount can be continuously increased. However, active application and manual withdrawal are temporarily not supported. However, as long as you keep a good JD.COM consumption record and loan repayment habits, the system will withdraw the amount for customers from time to time according to the user's situation.

JD.COM Gold Bar is a small-scale online loan. Overdue repayment will make a personal credit report, which will cause bad credit and affect personal credit.