It is equivalent to a five-year interest-free loan of 60,000 yuan, but if you choose battery leasing, you can enjoy the 20,000 ID bean return policy. The so-called battery rental plan means that the owner needs to buy a battery when buying a car, as long as everyone pays the rental fee. Selling by lease will spread the cost of renting batteries evenly to the later car cost, so that users will feel that the car price is cheap, and electric vehicles do have advantages over fuel vehicles in terms of purchase tax, energy consumption per kilometer and maintenance, which gives the terminal sales combination room to speak.

In fact, it is equivalent to a simple five-year interest-free loan plus preferential interest, which is a simple marketing tool or marketing gimmick. Weilai BaaS is more complicated. In BaaS mode, the battery is an asset and packaged to a third-party battery leasing company. Invoice is divided into two parts: vehicle and battery, which are completely independent in theory. It's just that the owner of Weilai definitely needs this battery, so it's bound consumption, which makes the third-party battery leasing company have a good profit expectation. As long as a certain period of time passes, it is pure income, and this income value increases with the decrease of the manufacturing cost of new batteries. Weilai has a good off-balance sheet income because she has participated in a third-party battery leasing company. But ID3, like the earliest battery leasing in Tucki P7 and Weilai ES8, is a separate car purchase financial policy, but this kind of loan is actually subsidized by the car companies themselves. In theory, ID3 used the battery as collateral to obtain an interest-free loan, but in fact, the battery fee was included in the first invoice, and the vehicle itself was completely sold, which is why the battery was handed over to the owner in the fifth year, while the BaaS of Weilai needed to pay all the time. In this way, if ID3 car owners buy cars according to the battery lease, I think the car purchase price of 654.38+ 10,000 yuan should not be loaned again, because the battery has been counted as a loan, and financial institutions cannot accept secondary loans.