Legal analysis: it is legal for banks to make marketing calls. It is possible for banks to call customers to promote their services. Individuals who have received bank loan promotion calls and have related needs can choose to go to the offline outlets of the bank for consultation or directly call the official customer service of the bank for verification. Be careful not to provide any personal information to the people on the phone, because now you can dial through the Internet phone, and it is not excluded that you can use the fake number to defraud the user's personal information in the name of the bank. If it is intentional harassment and malicious framing, it may be illegal.

Legal basis: Article 41 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment coerces, induces or uses others to beg, and shall be detained for more than 10 days and less than 15 days, and may also be fined less than 1000 yuan. Those who repeatedly pester, forcibly beg or beg in other ways that hinder others shall be detained for up to 5 days or given a warning.

Article 42 Whoever commits one of the following acts shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, he shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan:

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others;

(3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.