Question 2: What are the basic indicators to measure financial development? At present, many provinces and cities in China have put forward the strategic goal of building a regional economic center. Finance is the core of modern economy. It has become an important strategic deployment for local economic development to vigorously develop the financial industry, build regional financial centers and promote the construction of regional economic centers. However, the policies, measures and functional orientation of economic and financial development in various places are similar. In practical work, simple and extensive investment competition mode is often used to attract foreign capital or foreign enterprises and financial institutions to settle down, so as to enhance the total economic and financial volume and regional radiation. The phenomenon of perfection is very obvious, and it is impossible to put forward a suitable development path from the essential characteristics of local economy and finance.
In the process of empirical analysis of the economic and financial structures in Beijing, Shanghai and Shenzhen, it can be found that the pattern of financial capital distribution characterized by deposit structure and the pattern of economic development characterized by industrial structure have played an important and decisive role in the scale and quality of local financial and economic development. The three major economic and financial centers of Beijing, Shanghai and Shenzhen all reflect the distribution pattern of financial funds in which corporate deposits exceed residents' savings deposits and the economic development pattern in which the output value of the tertiary industry accounts for a relatively large proportion. It can be seen that the construction of regional economic and financial centers must focus on the distribution of financial funds and economic development, and promote the adjustment of economic and financial structure.
As a political center, Beijing is the headquarters of most large state-owned enterprises and financial institutions, and the effect of enterprise capital agglomeration is obvious, so enterprise deposits account for a relatively high proportion; Shanghai and Shenzhen are the two major stock exchanges in China. It is convenient for local enterprises to raise funds through the capital market, and it is also the headquarters of many enterprises and financial institutions. Enterprises have strong financial strength, so the proportion of corporate deposits is also high. These advantages are not available in other places, so we must find feasible ways to increase the proportion of enterprise deposits and the proportion of tertiary industry output value under the existing conditions, so as to promote the optimization of financial capital allocation and economic development and accelerate the pace of economic and financial center construction.
Question 3: What does the financial industry include? Hehe, this problem is neither too big nor too small.
The financial industry should be subdivided into the following specific industries:
1, banking (including commercial banks, central banks, policy banks, credit cooperatives, urban cooperative banks, etc. )
2. Securities industry
3. Insurance industry
4. Trust industry
5. Fund industry
6. Credit companies
7. Investment banking
8. Pawnbroking is one of the special financial industries.
9. Futures barely count.
Question 4: What are the emergency financial indicators? What are the five most important? There are many financial indicators. The five most important ones are gross domestic product (GDP), consumer price index (CPI), producer price index (PPI), money supply (M2) and interest rate.
Question 5: What are the main economic indicators -GDP CPI-
Fiscal revenue, total foreign trade, added value of industrial enterprises above designated size
Total investment in fixed assets and retail sales of social consumer goods in the whole year-
Per capita annual income of farmers and per capita disposable income of urban residents-
Natural growth rate of actually utilized foreign capital population-Sanfu industrial structure-
Per capita savings deposits of urban and rural residents at the end of the year
Total grain output, industrial added value, comprehensive index of industrial economic benefits, comprehensive energy consumption of GDP, urban registered unemployment rate
Question 6: What are the financial indicators? Which indicators are suitable for data analysis? As a stock analysis, cash flow forecasting is more practical.
Question 7: What is the financial indicator rhs? RHS = right, none. It is usually used to indicate that a group of data is "right axis" when there are number axes on the left and right sides of the data chart, that is, it is compared with the number axis on the right.
Question 8: What are the main indicators to measure financial security? From the perspective of supervision, we should focus on capital adequacy ratio, liquidity and asset quality. From the perspective of risk management and control, it focuses on testing operational risk, credit risk and market risk in business environment through internal control.
Question 9: What is the concept of financial industry? Financial industry refers to banks and related fund cooperatives, as well as insurance industry. Except for industrial economic behavior, all other industries related to the economy are financial industries.
Definition of financial industry: financial industry refers to a special industry that deals in financial commodities, including banking, insurance, trust, securities and leasing.
Characteristics of financial industry
The financial industry has the characteristics of index, monopoly, high risk, interest dependence and high debt management.
1, indicative
Indicators mean that financial indicators reflect the overall and individual situation of the national economy from all angles, and the financial industry is a barometer of the development of the national economy.
2. Monopoly
On the one hand, monopoly means that the financial industry is strictly controlled by the central bank, and no unit or individual may set up financial institutions at will without the approval of the central bank; On the other hand, it refers to the relative monopoly of specific financial business. Credit business is mainly concentrated in the four major commercial banks, securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia and Nanfang, and insurance business is mainly concentrated in PICC, Ping An and Pacific Insurance.
3. High risk
High risk means that the financial industry is a distribution center for huge amounts of money, involving all sectors of the national economy. Any mistakes in business decisions of units and individuals may lead to "domino effect".
4. Interest dependence
Interest dependence means that financial interests depend on the overall interests of the national economy and are greatly influenced by policies.
5, high debt management
High-debt management means that the proportion of self-owned funds is lower than that of general industrial and commercial enterprises. The financial industry plays an important role in the national economy, which is related to economic development and social stability, and has the functions of optimizing the allocation and adjustment of funds, reflecting and supervising the economy. The unique position and inherent characteristics of the financial industry make all countries attach great importance to the development of their own financial industry. China has a process of understanding and developing this. In the past, China's financial industry developed slowly and irregularly. After more than ten years of reform, the financial industry is developing at an unprecedented speed and scale. With the steady growth of economy and the deepening of economic and financial system reform, the development prospect of financial industry is very broad.
The emergence and development of financial industry
The financial industry originated in the Babylonian temple in 2000 BC and the Greek temple in the 6th century BC. From the 5th century BC to the 3rd century BC, money dealers and commercial institutions like banks appeared in Athens and Rome. In Europe, modern banks developed from currency exchange and goldsmith. The earliest bank appeared in Venice, Italy (1580). 1694, Britain established the first joint-stock bank-the Bank of England, which established the most basic organizational form for the development of modern financial industry. Since then, the financial industry in capitalist countries has developed rapidly, which has greatly promoted the accumulation of capital and the concentration of production. 19 at the end of the 20th century, major capitalist countries entered the stage of monopoly capitalism. The mutual penetration of bank monopoly and industrial monopoly capital centered on credit activities forms financial capital, which controls the lifeline of capitalist economy. The starting point of China's financial industry can be traced back to the institutions dealing with credit business in the Zhou Dynasty before 256 BC, which were called "Quanfu" in Zhou Li. In the Southern Qi Dynasty (479 ~ 502), there appeared an institutional "quality bank" that used the collected objects as collateral to lend money, which was later the pawnshop. At that time, it was run by temples, monopolized by nobles in the Tang Dynasty, and private banks appeared in the Song Dynasty. At the end of the Ming Dynasty, private banks (called banks in the north) were once the main body of the financial industry, and later, private banks, official private banks and other financial institutions appeared one after another. Due to the long-term feudal rule, modern banks appeared late in China. After the Opium War, foreign banks began to enter China, and the earliest one was Li Ru Bank of England (1845). Subsequently, Macquarie Bank (Standard Chartered Bank) and HSBC Bank, Dehua Bank of Germany, Zhengyin Bank of Yokohama, Japan, Oriental Bank of Credit Suisse Bank of France and Dawson Bank of Russia were established one after another. The first bank founded by China people was China Commercial Bank established by 1897. After the Revolution of 1911, especially after the beginning of the First World War, China's banking industry began to develop rapidly, and banks gradually became the main body of the financial industry, while banks and banks retreated to a secondary position and gradually declined. The development of China's banking industry basically promotes the development of national capitalist industry and commerce. This shows the close relationship between finance and industry and commerce, and its important influence on the national economy. After a long historical evolution, the modern financial industry has changed from a relatively simple form in ancient society. & gt