Rong 360 is a real and reliable investment platform. Rong 360 belongs to P2P platform, and some banks, small loans and guarantee companies advertise on it. When you fill in the information, a salesman will call you and ask you to prepare the information for door-to-door handling. As long as you don't pay the upfront fee, you won't be cheated.
Extended data:
(1) Rong 360 (Beijing Rong Century Information Technology Co., Ltd.), a typical format of "Internet plus finance", is a new type of online financial service company, which uses big data, search and other technologies to visually present financial products of hundreds of banks to users.
(2) Rong 360, founded on 20 1 1, is an intelligent product selection platform for mobile finance, providing search and price comparison and application services for financial products such as loans, credit cards and wealth management.
(3)20 15? StarVC invests 360. ? [5]? 2017 165438+10 month16, which integrates 360 Jianpu technology? [6]? Officially listed on the new york Stock Exchange, the stock code is "JT".
How about 360? What are his strengths and weaknesses?
Recently, a financial 360 has appeared. What are its advantages and disadvantages? We all know that it is a financial search platform (original intention) to solve the information asymmetry problem between lenders (users) and banks (customers). Then how about 360? Let me briefly introduce people who love investment.
First, the company background of Rong 360
Rong 360 (), Beijing Rongqi Niu Information Technology Co., Ltd., was established in 201year1month and listed in 20 17/year1June. It is a leading financial vertical search platform in China. Rong 360 is committed to providing search, recommendation and application services of financial products for individual consumers and small and micro enterprises, covering loans, credit cards, wealth management and other fields.
Second, financing 360 loans.
Rong 360 loan business covers personal consumption loans, commercial loans, mortgage loans and car loans. The platform solves the problem of information asymmetry in the process of financing loans through big data technology. Through the unique intelligent matching system of Rong 360, users can compare tens of thousands of loan products in one stop, screen products and submit applications directly. For banks, Rong 360 is a marketing channel to obtain high-quality customers in batches.
Third, is the 360 loan reliable?
Rong 360 is committed to providing the most reliable, convenient and cost-effective loan recommendation results for small and medium-sized enterprises and individual users for free. The financial products on the platform come from state-owned banks, joint-stock banks, foreign banks, city banks, microfinance companies and other nationally recognized financial institutions. Users can directly apply for the best loan (low interest, high efficiency and worry-free) through Rong 360' s unique intelligent search matching system.
Fourth, how to finance 360 loans?
1. Fill in the loan application form;
2. Recommend the corresponding credit customer service manager through the platform;
3. Account managers and customers know each other one by one;
4. Handle relevant loan procedures.
V. Four profit models of Rong 360
1. It is unprofitable to provide the list to the bank.
2. The payment effect of loan customers is poor.
3. Advertising business. Prior to this, Ye Daqing said that it was not the main business.
4. pricing?
The above is my simple explanation. About how to integrate 360, I believe everyone has some understanding. You can also go to the love investment website to find more accurate information.
Is the 360 loan reliable?
With the rise of the online loan industry, more and more enterprises have joined the ranks, and there are also many reported running companies, which makes users really embarrassed. Then, as a large loan platform, is the "Rong 360" loan reliable?
Rong 360 is committed to providing the most reliable, convenient and cost-effective loan introduction results for small and medium-sized enterprises and individual users free of charge. The financial products on the platform come from state-owned banks, joint-stock banks, foreign banks, city banks, microfinance companies and other nationally recognized financial institutions. Users can directly apply for the best loan (low interest, high efficiency and worry-free) through Rong 360' s unique intelligent search matching system.
How to choose a reasonable loan?
1. repayment method: most banks generally provide the following four repayment methods: equal principal and interest repayment, equal principal repayment, one-time principal and interest repayment and regular principal and interest repayment.
2. Fees: In addition to interest, general loans will also charge management fees, account opening fees and other fees. Be sure to carefully understand what fees are available. It is particularly important to note that the monthly management fee of the bank is generally charged according to the amount of your loan.
3. Lending time: Different banks have different lending speeds, which may be one or two weeks apart. If you need money urgently, you must choose carefully.
4. Specific requirements of banks: Different banks have different qualifications for applicants.
Is the 360 loan formal? Is the loan interest high?
Due to the low threshold of loans, online loans were quickly chosen by many people. When there is a short-term demand for small funds, you can make online loans. Among many online lending platforms, we must find a legal and formal lending platform. Is the financing 360 loan formal? Is the loan interest high?
Rong 360 is a China financial company listed on the new york Stock Exchange. Rong 360 does not provide loans, acts as a loan intermediary and a loan supermarket, and recommends a loan platform to users. Let's learn about Rong 360 from all aspects.
1, in the background of the platform, the full name of Rong 360 is Beijing Rong Century Information Technology Co., Ltd., which was established on 20 1 1 to provide search and price comparison services for financial products such as loans, credit cards and wealth management. The simple technology of melting 360 is at 20 17 1 1. From the background, it has certain economic strength and is a listed company.
2. In terms of service, Rong 360 itself has no loan, but it will recommend loan products to users, which is equivalent to an application supermarket. The loan products recommended by Rong 360 need users to judge whether they are formal or not. Generally speaking, formal loans will only charge loan interest, and will not generate fees, management fees and other expenses.
From the above point of view, although Rong 360 is a formal company, recommending loans may generate high fees. When there is a small amount of capital demand, try to choose a formal platform, a relatively small and comprehensive platform such as money, loan treasure, micro-loan and JD.COM gold bar.
Is the interest rate of Rong 360 loan high?
The high loan interest rate has basically become the * * * nature of online lending. At present, the maximum daily interest rate of formal online loans is basically maintained at 0.05%, and the platform will reduce the loan interest according to the loan qualification.
If you need money urgently, you can find a well-known loan platform with strong economic strength, such as the rich flower launched by Du Xiaoman Finance, the loan treasure launched by Ant Financial, and the JD.COM gold bar launched by Jingdong Finance.