Usually. Lenders applying for housing provident fund loans need to submit a written application to the bank, fill in the application form for housing provident fund loans and truthfully provide the following information:

Proof of deposit of housing provident fund of the applicant and spouse;

Identity certificates of the applicant and spouse (referring to valid residence certificates such as resident identity card and permanent residence booklet) and proof of marital status;

Proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;

Valid documents such as purchase contract and agreement;

Collateral, pledge list, certificate of ownership, certificate of consent of the authorized disposition to mortgage and pledge, and certificate of collateral valuation issued by relevant departments;

Second, what loan is truly 100% successful,

Mortgage, as long as it meets the conditions.

3. Where else can I get 100% money? be badly in need of

Black households do not meet the loan conditions for the time being, so beware of being cheated.

Loan business conditions:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

4. What loan is 100%?

At present, there is only one kind of 100% loan, regardless of credit or use, and that is the policy cash value loan.

No loan can be 100%, only the probability is high or low, and no matter how high it is, it is not 100%.

This probability is closely related to your "qualification" I am engaged in loan approval in the bank. In fact, the core of loan approval is always whether "money" can be safely recovered.

Because approval is pre-approval, there is no post-approval, so approval is to estimate your repayment ability and repayment probability according to your current situation, such as paying attention to whether your future income can cover the repayment amount of each period and so on.

But after all, lending is determined by both sides of supply and demand, that is, both sides of lending, that is to say, there are people who urgently need funds. Of course, there will be supply in this case.

The market can always find a party to provide funds, and their purpose is only one, that is, profit! Therefore, from this perspective, the loans that can be made with a relatively high probability are all profit-seeking. Let's list several in descending order of probability.

To sum up, the easier the loan is, the higher the cost, not only the cost of money, but also other costs, so the first two loans are not recommended.

100% Xiaomi loan

Listen to your question.

You should be eager to use cash.

Although mortgage and car loans are relatively easy now,

But not cash.

The online loan is too deep

Don't touch it

Not to mention local ones.

I don't know how much you need.

If it's not much.

Personal credit cards now have cash withdrawal service.

Now all banks are begging individuals to apply for credit cards.

Especially not the big four.

Almost all employees have the task of handling credit cards.

It must be completed.

So now the credit card is easy to handle.

Some of them are not small.

There is also a withdrawal limit of180,000

But there are also benefits.

I have a card.

If 80 thousand is paid in installments

The interest for half a year is about 1000 yuan.

I hope my answer is helpful to you.

We are borrowing money, and liars are making money.

The following are the common "borrowing routines" I have compiled, so everyone should pay attention!

Routine one

When you borrow money, I tell you that you need "data packaging" before you can borrow money.

If someone says to you, "You are not qualified, we can help package the information provided, and the modified information will definitely be loaned!" In this case, you should pay attention to the truth!

Because the formal loan platform will not apply for a loan with your information, and will not provide you with services such as "packaging"!

Routine 2

Can I get a loan through a loan channel introduced by a friend?

When you need money badly, friends tell you that there are good loan channels, you can get money quickly, and the interest is cheap and the term is long! It's just that the interest is relatively high!

Many users always believe friends' words easily, and their minds are always thinking: whoever cheats me, friends will definitely not cheat each other! But don't forget, do you listen to strangers? So people who can cheat you are usually people you know! So even the loan channel introduced by your best old friend should be carefully considered!

Routine 3

Beauty adds WeChat and tells you that you can borrow money 100%?

Emergency warning: If there is such a beautiful woman with a sharp face, big eyes, high nose and long hair, I tell you, you can get as much as sesame seeds. Don't believe it. Because, not only can't she help you with the loan, but she may also be a man!

Routine four

Charge the loan fee before the loan is successful. Do not believe!

Formal lending institutions do not charge any fees before the loan is successful!

If you encounter a loan institution or staff member who wants to charge in advance, you can either go back or ignore it directly.

Still have to remind the landlord not to rush to the hospital, and be sober and calm when you need money urgently!

If you have a long-term normal use of flowers and a good record of repayment on schedule, then the ant borrows flowers100%;

If your ant credit score is good, basically WeChat's micro-loan is also stuck in seconds;

If you repay the mortgage for more than 2 years on schedule, basically all four major banks can approve it;

If you have a provident fund, you can try a provident fund loan. Of course, the longer you pay the provident fund, the better.

No product can be paid by 100%. Better banking products, such as credit cards, China Merchants Bank, and lightning payment, followed by Internet giants' loan products, such as two micro-loans and two goslings. Once again, it is a general online loan product, such as installment music, flowers and so on. The worst anti-aircraft gun, 7 14, is almost off now.

It's just that the difficulty of application can't be 100%.

Emergency loans are as follows:

Tencent's micro-loan

Ali's online business loan or loan?

JD。 COM's gold bars

Whether there is a loan amount for the products of Internet companies such as Xiaomi Loan depends on your credit to Internet companies or the use of their products.

CCB's fast loan, all major banks have similar products.

Guangfa's wealth management fund, the reserve fund of major credit cards.

Insurance loan depends on the amount of insurance you buy.

Ping An Pratt & Whitney has a higher interest rate.

Secondary mortgage of real estate

auto loan

Wait, I hope it helps you.

Parents' loan, 100% interest-free.

The certificate of deposit in my name and the same bank 100% succeeded.

It is a loan that takes other securities such as bank certificates of deposit in the name of the borrower (or a third party) as collateral and obtains loans from banks in the way of pledge as stipulated in the Guarantee Law.

100% of this loan secured by the same bank's time deposit certificate and large deposit certificate. Similar financing policy loans are basically close to 100% success rate.