1. Is there a record of buying a house with a credit loan?

Hello, there is a record. The credit update will update your overdue record, but the loan record can still be found. Please be informed. Knowledge

2. Can I get a loan to buy a house if I have a credit report?

There are many credit records. What you are asking about should be the overdue record on the credit report, right?

It doesn’t mean that you can’t buy a house if you have an overdue record. You need to look at the specific overdue situation.

Home loans are mortgage loans, and the requirements are relatively low. Generally, if three or five items are overdue in a single month, the home loan can be processed.

But if the overdue amount is serious, the mortgage loan may be rejected.

Then it will be retained for five years after overdue settlement, and it will be automatically restored after five years.

If you can't wait five years, you can also file an objection appeal and repair it, so that your credit report can be restored directly in advance. Without the overdue record, there will be no problem in buying a house with a loan.

3. Question: Dear friends, can I get a loan to buy a house if this appears on my credit report? Urgent...

Whitewash your credit report